Bad Credit Car Loans and Financing
 Explore the Bad Credit Financing Options When You Choose the Team at Steve Schmitt Auto Credit
Are you looking to buy a used truck, but you have bad credit? Do you want to get behind the wheel of a used SUV, but you are worried that your low credit score is going to hold you back? We understand that it can be stressful to shop for a new vehicle when you have had credit challenges in the past. It can seem like there are a lot of obstacles standing in your way.
Luckily, the team at Steve Schmitt Auto Credit, located at 439 Edwardsville Road in Troy, IL, is here to help. The finance center at our dealership is your resource when you are looking for bad credit car loans near O'Fallon, IL.
The Finance Team at Steve Schmitt Auto Credit is Here to Help with Your Bad Credit Car Financing Needs
Whether you are looking at a car from our new vehicle inventory or something from our pre-owned inventory, it may seem impossible to bring it home when you have poor credit.
The good news is that the finance center at Steve Schmitt Auto Credit is determined to help you buy or lease your next car, truck, or SUV. You can count on our finance professionals to provide you with the assistance you need when you are navigating the auto financing process. They can answer any questions that you may have about the world of car finance.
The Team at Steve Schmitt Auto Credit Can Tackle Any Auto Financing Issue
People who choose to shop with us will soon discover that our expertise in the field of auto financing is very useful. In the past, our finance team has assisted many car shoppers with a vast array of credit challenges in their past. We make it our goal to provide folks with the resources they need to find the auto loan or lease needed to bring home a new vehicle.
It doesn't matter if you have bad credit or no credit at all, our finance staff is well-versed in helping customers find a budget-friendly financing solution. Over the years, we have assisted many folks with their vehicle purchase. Some of the credit issues that we have helped car shoppers overcome over the years include:
- Divorce
- Repossession
- Bankruptcy
- Late Payment History
- Foreclosure
Discover All of the Resources Available to Assist You at Steve Schmitt Auto Credit
One of the reasons why so many people choose our team when they are looking for bad credit auto loans for used trucks and SUVs is because they know that we have the wealth of resources necessary to help them.
We know that many car shoppers have had the door slammed shut on them when they have gone to other car dealers in the area because of the credit challenges that they have had in the past. The team at Steve Schmitt Auto Credit helps every customer that gives us the opportunity to earn their business, regardless of their credit score.
Our staff works with a multitude of banks and credit unions to try and find the bad credit car financing that our customers need. Many of our lending partners have programs to help folks who are trying to rebuild their credit.
FAQ: Questions About Special Financing Auto Loans
ÂA: Absolutely! At Steve Schmitt Auto Credit, serving Wood River, we offer financing options designed for all credit profiles. We work with specialized lenders and offer in-house financing to help you secure a loan that fits your situation.
A: Applying for financing typically involves a credit check, which may have an impact on your credit score. However, our team can discuss options to minimize credit impact, and securing an auto loan can help improve your credit over time with regular, on-time payments.
A: Special financing is designed to accommodate those with lower credit scores or limited credit history. These loans may have different terms or interest rates to reflect the credit risk, but they provide a valuable opportunity for drivers who might otherwise face difficulty securing financing.
A: Generally, you’ll need to provide proof of income, proof of residence, and a valid ID. Our team will guide you on any additional documents required to ensure a seamless application process.
A: Yes, we accept trade-ins! Trading in your vehicle can be a great way to reduce the total amount financed. Our team will assess your trade-in and apply its value toward your new loan.
Apply for Credit with Our Team
It doesn't matter if you are looking for cheap used cars for sale under $10,000 or something newer, our finance team wants to help you find the car financing you need to bring your new ride home, regardless of your credit situation. Apply for credit online with Steve Schmitt Auto Credit, so we can begin assisting you with your car financing goals today.
How Can We Help?
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Steve Schmitt of Litchfield
1 Galaxy Ln
Litchfield, IL 62056
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Steve Schmitt Auto Credit
439 Edwardsville Road
Troy, IL 62294
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Steve Schmitt, Inc.
12631 State Route 143
Highland, IL 62249
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Steve Schmitt Inc.
12631 STATE ROUTE 143
HIGHLAND, IL 62249
- Sales: (855) 808-3645
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Steve Schmitt of Litchfield
1 Galaxy Lane
Litchfield, IL 62056
- Sales: (217) 250-2336
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