car loan application

Bad Credit Holding You Back from the Car You Want? Steve Schmitt Auto Group can Help You Secure the Finance Solution You Need!

Buying a car is about than just pointing at the one you want and saying, "I'll take it!" Most customers need to apply for financing to complete their purchase. If you're one of the many Troy, IL and Fairview Heights drivers who come to the process with a bad credit score, that can be a tricky proposition.

That is, of course, unless you get help from Steve Schmitt Auto Group. Serving drivers from Wood River to O'Fallon and more, our finance team can help you find affordable financing that will help you overcome and improve your score!

Special Financing

A Professional Finance Center for Drivers in Edwardsville and More

When you visit our dealership, you'll find a robust selection of new and used cars waiting for you! But that's not all. Our dealership group also offers professional financial services. The experts in our finance centers have access to a robust network of local areas lenders. We'll serve as your advocates as you apply for financing.

Our connections are especially useful when you're applying with a bad credit score on your record. We'll do the legwork of helping you qualify for a loan or lease deal that works with your budget. More importantly? We'll help you find financing that will improve your credit score, so you'll have an easier time applying for credit the next time around.

Contact Our Dealership Today to Learn More

Does the finance center at Steve Schmitt Auto Group sound like the vehicle finance solution you're looking for? Get in touch with our dealership today. We'd be happy to look at your situation and help you find the finance offer that best fits your needs. We work with drivers all over the Collinsville area and more.


Steve Schmitt Auto Credit

439 Edwardsville Road Troy IL, 62294

  • Sales: (618) 667-2800


  • Monday 9:00AM - 7:00PM
  • Tuesday 9:00AM - 6:00PM
  • Wednesday 9:00AM - 7:00PM
  • Thursday 9:00AM - 6:00PM
  • Friday 9:00AM - 7:00PM
  • Saturday 9:00AM - 3:00PM
  • Sunday Closed

Get Directions

  1. Steve Schmitt Auto Credit

    439 Edwardsville Road
    Troy, IL 62294

  2. Steve Schmitt-Brubaker

    1 Galaxy Ln
    Litchfield, IL 62056

  3. Steve Schmitt Cadillac

    LITCHFIELD, IL 62056

    • Sales: (217) 250-2347
  4. Steve Schmitt of Litchfield

    LITCHFIELD, IL 62056

    • Sales: (217) 250-2053
  5. Steve Schmitt Inc.

    12631 STATE RTE 143
    HIGHLAND, IL 62249

    • Sales: (618) 882-5718
  6. Steve Schmitt Kia

    11655 New Halls Ferry Road
    Florissant, MO 63033

    • Sales: (314) 831-0200
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